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Terms and Conditions

Introduction:

1.1 By using JoodPlus, you fully and legally commit to complying with all the terms and conditions outlined below.
1.2 These Terms and Conditions form a binding legal agreement between JoodPlus and its users, establishing their rights and obligations. By using this application, the user acknowledges having read, understood, and accepted these Terms and Conditions without any reservations.
1.3 The term “JoodPlus” mentioned hereinafter will refer to “the Application.”
1.4 The term “User” will refer to the individual using JoodPlus.
1.5 The term “Clients” will refer to the employers of the users of the application.
1.6 The term “Fees” refers to a fixed amount (in SAR) applied to each early salary transaction as agreed with the Client (Employer).
1.7 By using the application, you implicitly agree to all its Terms and Conditions. If you disagree with any of these terms, you must refrain from using the application.
1.8 The application reserves the right to update or amend its Terms and Conditions at its sole discretion without prior notice. Users are advised to review these terms periodically.
1.9 All users must review the “User Obligations” and the “Privacy Policy” sections before using the application. Failure to do so is the sole responsibility of the user.
1.10 The application is authorized to verify the accuracy of the user’s details (e.g., name, commercial registration, national ID, bank account details, etc.).
1.11 Each request for early salary payment submitted by the user implies their agreement to the deduction of the requested amount from their upcoming payroll cycle.
1.12 If the user requests an early salary withdrawal during the same payroll cycle in which they resign or are terminated, the company will deduct the amount from their end-of-service benefits.
1.13 The user acknowledges that the service provided by JoodPlus complies with Islamic Sharia principles.


(2) User Obligations:

The user agrees and legally commits to the following:
2.1 Possess a valid national ID (for citizens and residents of Saudi Arabia) and provide all necessary documentation.
2.2 Comply with all applicable laws and regulations in Saudi Arabia.
2.3 Ensure all personal information provided is accurate and up to date.
2.4 Update personal information promptly in case of any changes.
2.5 Respond positively to all notifications or alerts received from the application.
2.6 Use the application only for its intended services and purposes.
2.7 Refrain from misusing the application for any illegal or unauthorized purposes.
2.8 Avoid actions that may harm the application, its management, owners, or users.
2.9 Maintain strict confidentiality of passwords and other sensitive details provided by the application.
2.10 Avoid attempting to reverse-engineer, disrupt, or access the application’s source code.
2.11 Refrain from using the application’s information to create competing services or ventures.
2.12 Allow the application full authority to verify the authenticity of the user’s information from official sources without prior notice.
2.13 Acknowledge full legal and financial liability for any actions performed using their account.
2.14 Agree to bear costs associated with SMS or email notifications, if applicable.
2.15 Refrain from interfering with the application’s security systems or attempting unauthorized access.
2.16 Avoid sharing, selling, or renting account details to third parties under any circumstances.
2.17 Respect the intellectual property rights of the application and refrain from copying, sharing, or reproducing its content.


(3) Privacy Policy:

Users must carefully read and agree to the Privacy Policy. If you disagree with any part of it, you must immediately stop using the application.

3.1 Personal Information:
The application collects personal information during registration, communication with users, or through surveys. This information may include, but is not limited to, user details, device data, and feedback.

3.2 Non-Personal Information:
The application may collect non-personal data for analytical purposes, such as location, device type, and demographic details.

3.3 Purpose of Data Collection:

  • To enhance user experience.
  • To improve the application and its future updates.
  • To measure user satisfaction and continuously improve services.

(4) Protection of User Data:

The application employs advanced security measures to safeguard user information, including:

  • Regular updates to protection protocols.
  • Training staff on confidentiality practices.
  • Encryption technologies to prevent unauthorized access.

(5) User Assistance in Protecting Privacy:

To ensure security, users are advised to:

  • Contact the application immediately if unauthorized access is suspected.
  • Avoid sharing sensitive data with unknown entities.
  • Use secure browsers and keep antivirus software updated.

(6) Communication via Email:

6.1 The application will use the registered email address to respond to inquiries or provide information.
6.2 Users must notify the application of any changes in personal or contact details via the designated email: [email protected].


(7) Services Offered by the Application:

The application enables users to:

  • View their unpaid, earned salaries.
  • Request early salary payments within approved limits.
  • Submit payment requests to their employer for approval.

(8) Service Fees:

A fixed fee is charged for each early salary transaction. Users consent to these fees upon using the application.


(9) Intellectual Property Rights:

All content within the application, including software, designs, and text, belongs to JoodPlus. Unauthorized use or reproduction is strictly prohibited.


(10) Legal Liability:

The application:

  • Is not liable for inaccuracies or errors in its content.
  • Reserves the right to modify or discontinue its services without prior notice.
  • Disclaims responsibility for damages caused by misuse or technical errors.

(11) Contract Duration:

The agreement remains in effect as long as the user continues to use the application.


(12) Governing Law and Dispute Resolution:

The terms are governed by Saudi Arabian laws, with disputes resolved in Riyadh’s competent courts.


JoodPlus is dedicated to providing a secure and reliable platform for its users. For inquiries, please contact us: