- General Questions
- Withdrawal & Transactions
- Security & Compliance
- Employer-Related Questions
Jood Plus is a Sharia-compliant Earned Wage Access (EWA) platform that allows employees to access a portion of their earned wages before their scheduled payday through a fixed service fee.
Employees can withdraw a portion of their earned wages via the Jood Plus app. The withdrawn amount is deducted automatically from their salary on payday.
Jood Plus is available to employees whose employers are registered with the platform and who meet the company’s eligibility criteria
No, Jood Plus is not a loan. It allows employees to access their earned wages before payday without any interest, ensuring compliance with Islamic financial principles.
Unlike payday loans, Jood Plus does not charge interest or hidden fees. It operates on a fixed service fee model, ensuring transparency and compliance with Sharia principles.
Yes, the Jood Plus app is available in Arabic and English.
Employees can withdraw up to 50% of their earned wages, or subject to employer-defined limits.
Yes, there is a fixed service fee of SAR 30 per transaction.
Withdrawals are processed instantly and deposited into the employee’s registered bank account.
If an employee resigns before repayment, the employer may deduct the withdrawn amount from their final settlement.
A withdrawal request can be canceled before it is processed by Jood Plus. Once processing begins, cancellation is no longer possible.
If a withdrawal fails, the system will notify the employee, and they can try again after verifying their account details.
Yes, Jood Plus adheres to Islamic financial principles, ensuring no interest (riba) or hidden fees are charged.
Jood Plus uses end-to-end encryption, multi-factor authentication, and regular audits to safeguard user data.
Yes, employers have access to transaction details to facilitate payroll adjustments.
Yes, Jood Plus complies with Saudi Arabian data protection laws and does not share personal data without consent.